Facing Retirement

3 Mar

All of us face the prospect of retirement whether we are just starting out or nearing the years after middle age.  Retirement will be here before you know it.   It can be a scarey time, especially if we know we have not made ample preparations for that inevitable day.  It is sad to say that the statistics show that most of us will fall into the following categories:

Out of 100 people who start working at the age 25, by age 65:

   1% are wealthy

   4% have adequate capital saved for retirement

   3% are still working

  63% are dependent on Social Security, friends, relatives or charity.

 29% are deceased

Those who fall into the 63% are of great concern.  Today, about 11,960 baby boomers are retiring daily.  If 63% of those babyboomer have no significant savings for retirement, our country is in trouble.  Besides, Social Security is underfunded and may fail in the future.  What can one do?  First, I advise all young people to begin a savings program.  Get with a professional who specializes in investments and savings.  Develop a plan to take care of your future.  Pay yourself first and be disciplined.  Those who are older and don’t have a plan.  Get a plan together as soon as possible.  You don’t have a lot of time and it is important to start immediately.

All us of have another problem.  Many of us don’t make adequate money in the first place to live the life we dream about.   Sixty-one per cent of American “always or usually” live paycheck to paycheck and 50% of Americans have less than $2000 saved for retirement.   One solution is to develop another stream of income.   Many of us have a “day job” but we need another stream.  This income stream really needs to be passive. That is, we don’t have to do all of the work.  This stream of income will come in through our efforts and the efforts of others.  A recommended method is through network marketing which will give one a chance to develop residual income.  I put it this way.  “The store is still open when you aren’t there.” The upfront investment is not large, usually from $200-$1000, with an opportunity to earn thousands per year. 

I am a network marketer with Organo Gold.  Organo Gold is taking advantage of the boom in the coffee market.  Success has clues.  McDonalds now has McCafe, Dunkin’ Donuts change their donut logo to a coffee cup and Subway is now open for breakfast to sell coffee.  We all know about Starbucks.  Organo Gold is offering you an opportunity to own your own coffee franchise that you can work from home.  You can set your own hours and build your own team.  Please give me a call immediately to take advantage of this opportunity (678-464-5113).  I don’t want you to end up in that 63% that depends on Social Security, friends, family or charity.  http://www.jessega.organogold.com

 

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